If you're looking for an ideal alternative to Obamacare, then the Aetna short-term health insurance is the right choice for you. The good news is that Fast Health Quotes are here to help find the perfect individual and family insurance plan quickly and precisely.
What is short-term health insurance?
Short-term health insurance has several different names like term insurance, STM health plans, or short-term limited-duration insurance. This is a health insurance plan with a set duration, typically several months to a year. This is a supreme plan for anyone who needs temporary medical insurance to connect the gap between long-term plans. It lasts for a duration of 30 days to 365 days.
Due to the limited duration of short-term health insurance plans, you'll automatically stop receiving benefits when your policy expires. The period of your course and whether you can renew it after expiration depends on the plan option and the state laws. Mostly, you'll have to reapply your short-term plan after closing to receive further benefits. State laws and insurance companies limit the number of times one should renew short term insurance policy and may restrict application for more than one consecutive short-term plan.
What does short-term health insurance cover?
Short-term health insurance coverage varies depending on the insurance company and the plan you choose. Short term medical insurance plan typically provides some level of coverage for:
- Preventive care
- Urgent care
- Emergency room facility visits
- Doctor visits
- X-rays services
- Laboratory services
- Drug prescriptions
- Mental health and addiction treatment
In some cases, short-term insurance plans may also offer cost savings for seeing network providers. We encourage our clients to understand the limitations and exclusions for available policies to choose a suitable plan that covers your specific medical needs. You should also understand that having a short-term insurance policy doesn't meet the medical insurance requirements Affordable Care Act (ACA). This means you may be subject to a tax penalty on your next tax return.
Who should consider the unbeaten short-term Aetna health insurance?
The best thing about these superlative Aetna health insurance plans is that they typically cost much less than ACA medical insurance.
Good examples of those who can benefit from Aetna health insurance might include:
- Young people who can no longer benefit from their parents' insurance coverage
- Those who miss the Obamacare Open Enrollment period
- New employees who're waiting for group benefits to begin
- Seniors under 65 years old
- Those who need quick proof of insurance
- Recent college graduates
Get the prime short-term health insurance plan
If you're searching for the best and affordable short term health insurance plan, then we've got your back. We've got the knowledge, experience, detailed information, an extensive network with top-of-the-line providers like Aetna, and, more importantly, the enthusiasm to help you get supreme short-term insurance.
Find the affordable individual and family Aetna short-term health insurance plan with Fast Health Quotes. If you've got any questions about our services, please feel free to contact us now, we'll be happy to assist you.Aetna Short Term Health Insurance