Medical insurance can easily be deemed a necessity, and it can be all the difference when it comes to your well-being. Typically, people choose to get health benefits through their place of work, but that is not always possible. For one, not every employer will provide those benefits, and some take so much out of your paycheck it isn’t worth it. You may even be between jobs, or unable to work at the time, so that option becomes nonexistent. You may be searching for coverage on your own, using a service such as Fast Health Quotes. However, you may just need short term medical insurance, and not everyone realizes that it is an option.
What Is Short Term Medical Insurance?
Short term medical insurance is exactly what it sounds like; short term coverage. People may choose this type of plan because they are between jobs, waiting for their coverage to kick in, waiting to be eligible for a certain type of plan, or they just missed the open enrollment period. These types of gaps are when a short-term plan becomes perfect, as they typically only last for up to a year. While you usually can not renew these plans, you may be able to apply for a different short term plan. To find some short term coverages, you can utilize the Fast Health Quotes website, or call to speak to a representative.
What You Should Know
On top of not being able to renew your plan, there are a few other things you should be aware of. This coverage can expand to your spouse and any other dependents in your house, but they will have to meet medical requirements to qualify. You also will not be covered for any preexisting condition, which typically means something you received a diagnosis for within the last few years. There are multiple price ranges as well, just like with other insurance plans, so you should be able to find something that meets your budget.
Is Short Term Coverage The Right Choice For You?
Even if you are facing a gap in insurance coverage, you may not know if a short term plan is the best choice for you. If you have a preexisting condition, you should probably find a different type of coverage to make sure you are taken care of. If you need coverage quickly, even the same day, many short term plans can provide that type of fast action. You can also cancel your plan at any time without penalty.
Finding a Short Term Provider
Finding a short term provider is not much different than finding a regular health care provider. The easiest way to go about this is by visiting Fast Health Quotes. You can browse providers and plans by state and can get a free quote as early as today. It’s as easy as filling in your name and number and waiting for a phone call.
While the website has a lot of information, you can also call 844-325-2023 for any questions and to learn more about your quote.
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