At Fast Health Quotes, we help you compare various healthcare plans and help you buy the cheapest private health insurance. We assist you with shopping around for the best value, and we do not charge anything for our services.
Tips for buying the cheapest private health insurance
While you shouldn't pinch pennies on healthcare needs, you can always be smart about the insurance plan you buy and ensure that you get the highest quality medical care for the money you spend. If you don't qualify for Medicaid, determine your needs in terms of coverage and affordability to avoid paying more for coverage than you don't even need in the first place.
Use a free intermediary insurance service provider website to get health quotes from different insurers in your state by answering a few questions. These types of websites don't charge anything for their service and allow you to compare quotes from different insurance companies. You can also weigh the pros against the cons, speak to a live agent, and choose the best coverage for you within your budget.
How much does health insurance cost?
Numerous personal factors go into the calculation of your insurance premiums. Some of the factors that affect your premium rate include your age, gender, location, medical history, and whether you are a smoker/non-smoker.
On average, annual healthcare premiums can range between $6,500 - $7,000 for individuals and between $19,500 - $20,000 for families. If you smoke, your premium rates can increase by an extra 50%.
Top 3 affordable health insurances in 2020
It is critical to consider the financial strength, claims service, prices of various plans, customer service ratings, and coverage benefits before buying a healthcare plan from an insurance company. Here are our top recommendations for the best health insurance providers in 2020:
- Kaiser Permanente -It offers the best health savings plan options and holds the highest ratings for financial strength and customer service. It is one of the affordable private health insurance with over 22000 participating physicians. Kaiser Permanente offers a health savings account (HSA) option for high-deductible plans and has many health plans.
- UnitedHealthcare- It has excellent financial strength and offers the best online health care services. It has a network of over 1.3 million physicians and health care professionals and the largest network of PPOs across the US. UHC plan holders also have access to Medicare Advantage HMO and PPO plans.
- Molina Healthcare- Molina offers the best wellness care in 17 states, and over 3.4 million members across the country are Molina's insurance plan holders. Molina offers excellent preventative care and wellness programs, and most of its health plans do not encompass any co-pays.
Call 855-249-4939 to find the ideal health insurance plan for you and your family. At Fast Health Quotes, we help you find and buy the cheapest private health insurance at the click of a button. With our tools and expert guidance from one of our live agents, you can buy the best health insurance plan that fits your needs and budgets.Cheapest Private Health Insurance
View Larger Map