What You Should Know When Searching For Cheap Individual Health Insurance Plans

cheap individual health insuranceHealth insurance is a needed asset for people across the country, but it isn’t something that everyone can afford. While some are able to get healthcare through their employer, that isn’t a privilege everyone can benefit from. When you are left to your own devices to find coverage, you probably don’t want to be out a lot of money every month. If you just need to cover yourself you may be after cheap individual health insurance, and a good place to start is Fast Health Quotes. However, the first thing to do is to figure out what cheap means to you. Do you want to pay more a month in order to have cheaper copays, or would you rather have a lower monthly cost? Your answer will influence the type of plan you look for.


A bronze tier health insurance plan will give you lower monthly rates, but your out of pocket expenses will cost more than with other plans. This plan tends to be the best option for people who are relatively healthy, who only really go to the doctor for routine check-ups and exams.


A silver healthcare plan is somewhere in the middle of cheap and expensive. Your monthly cost will be more than a bronze plan, but the cost of out-of-pocket expenses comes down. This tends to be a good option for many lower-income people, as the overall costs are more balanced. Some people may be eligible for a reduction that can bring down the cost of the premium. If you are eligible, that can make a silver plan ideal for your situation.


A gold plan is more expensive upfront, but your deductibles and out-of-pocket expenses will be cheaper than they would be with a silver or bronze plan. If you are planning to have a lot of medical expenses over the course of a year, Gold might work best for you. If you have expensive monthly expenses, such as a prescription, a Gold plan would make those costs go down.

What Does Cheap Mean To You?

The big question you need to ask yourself is what cheap means to you. Would you rather have a lower monthly payment with higher deductibles? This might be true if you don’t have chronic illnesses and don’t typically spend a lot on medical bills. If you frequently have out-of-pocket medical expenses, a Gold plan might end up being your cheapest option, even if it has a higher monthly cost.

Finding A Plan That Works For You

Finding a cheap healthcare plan that fits into your life and budget can sound like a difficult challenge, but it doesn’t have to be. When you use Fast Health Quotes, they are able to take care of most of the work for you. Starting your request is as simple as entering your contact information and waiting for a representative to reach out to you. Of course, you are also welcome to call them directly at 844-325-2023 or email them with any questions at info@pmcone.com.

Cheap Individual Health Insurance
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